In summary these are:

• Sustainability-linked loans: These target achievement of sustainability targets at a certain point of time in the future and compliance with these targets is linked to the interest rate charged
• Green loans: Loans with an ESG-eligible defined use of proceeds in the underlying legal documentation; and promotional lending activities where the lending purpose is main for projects which improve energy efficiency
• Green trade finance flow facilities: These include accounts receivables, confirmed payables, guarantees, stand-by letters of credit (LCs), export LCs or trade-based lending and have an ESG-eligible defined use of proceeds in the underlying legal documentation
• Sustainability-linked commodity trade finance. For example, financing energy producers with a loan purpose of reducing emissions
• Sustainable export finance where, working with the export credit agency, the facilities are invested in projects supporting diverse Sustainable Development Goals (eg better healthcare, education etc).
• Sustainability-linked supplier finance. This is where there is pricing differentiation for suppliers in accordance with their ESG performance, typically aligned to the buyer’s procurement processes and strategy